| Product shape | AI Gateway inside the TDE desktop / My Loop product | Curated open-model subscription (optional OpenCode provider) |
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| Entry price | From $20/mo (Pass + Sync bundle) | $5 first month, then $10/mo |
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| Included usage | Sized by agent routine (Pro / Max / Ultra); soft fair-use slows down instead of cutting off | ~$60/mo included, plus 5-hour and weekly dollar windows |
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| When you exceed | Responses slow down until the month rolls — work is not cut off | Requests block unless Zen balance fallback is enabled |
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| Plan fit | Plans sized for individual, multi-agent, or multi-project routines | Burn rate depends on model cost inside the dollar windows |
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| Model catalog | Curated coding set (Kimi, DeepSeek, GLM, MiniMax, MiMo, GPT-OSS; Kimi K3 on Ultra) | Broader curated lineup (~18 models, including Qwen, Grok, Luna, Hy3) |
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| Agent protocols | Anthropic Messages + OpenAI Responses on cloud.tde.sh | OpenAI-compatible + Anthropic Messages on opencode.ai/zen/go |
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| Works with any agent | Yes — point Claude Code, Codex, Cursor, OpenCode at the gateway | Yes — one API key for OpenCode or other agents |
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| Local / offline | Free local desktop + guided Ollama; Pass is optional cloud gateway | Cloud subscription; OpenCode can use other providers separately |
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| Privacy claim | Third-party open-weight hosts under Pass — not Anthropic/OpenAI ZDR | Most models 0-day retention; some (e.g. Grok/Luna) retain ~30 days |
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| Bundle extras | Sync across devices on public bundles; Machines/Sandboxes optional | Zen balance top-up; no Sync/desktop OS included |
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